Wednesday, May 30, 2012

Portfolio Update

There is now $1,140.41 in the account. A purchase in SBUX was going to be made if the price had come down far enough. It hasn't. SYY is a position that needed to brought up to a full position and it presented a fair value purchase. Morningstar says it's a buy at $28.00, with Fair Value being $36.00.

40 shares were purchased at $28.10.

Tuesday, May 1, 2012

Project $3 Million - April 2012 Results

PRIMARY OBJECTIVE:


Income replacement. The goal is to build an income stream that is reliable, predictable, and increasing. The income goal is $10,000 per month in retirement. A portfolio value of $3 Million with a yield of 4% will accomplish that objective. Hence the title of this portfolio. Project $3 Million.


STRATEGY: 


To contribute $500 per month to the portfolio, look to earn 8.25% annually, compounded over 40 years. The beginning value at the time of establishing these goals was $42,205.00.


This link shows the compounding effect:


http://www.planningtips.com/cgi-bin/savings.pl?amt=42205.00&dep=500&cmp=annually&int=8.25&yrs=40&Calculate.x=0&Calculate.y=0


STATUS:


The portfolio is ahead of schedule! ... In order to stay on schedule, the year end 2012 portfolio value needs to be $74,355.59.


As of April 30, 2012 ... the portfolio value is $76,190.54.


YEAR END PORTFOLIO VALUES:


2009 ... $42,205.42
2010 ... $54,949.87 ... up 30.2%
2011 ... $73,303.61 ... up 33.4%
2012 ... $76,190.54 ... (year to date)


APRIL RESULTS: ... Dividends Received:


Taxable Account: (Dividends Reinvested) 


ADP ... $14.80 ... Bought 0.265 shares
KMB ... $18.86 ... Bought 0.254 shares
MO ..... $40.69 ... Bought 1.301 shares
PM ..... $24.39 ... Bought 0.278 shares
DEO ... $30.23 .. Bought 0.308 shares
SYY  ... $18.65 .. Bought 0.644 shares
========================================================
Total ... $146.62


Cash deposited in April ... $500.00


Symbol ... Shares ... Mkt Value ... Gain/Loss


ABT ... 54.704 ... $3,394.93 ... up 26.87%
ADP ... 37.744 ... $2,099.32 ... up 25.95%
BP ...... 61.475 ... $2,668.63 ... dn <13.95%>
CL ...... 24.38 ..... $2,412.16 ... up 25.03%
CVX ... 22.196 ... $2,365.21 ... up 37.54%
DEO ... 29.082 ... $2,940.77 ... up 48.07%
EPD ... 58.717 ... $3,026.27 ... up 35.79%
FTR ... 19.095 ... $76.86 ....... All Profit (Shares received in a spinoff from VZ)
GIS .... 50.283 ... $1,955.51 ... up 15.08%
JNJ .... 42.19 ..... $2,746.57 ... up 5.00%
KMB .. 25.745 .. $2,020.21 ... up 18.48% 
KMP .. 33.965 .. $2,800.07 ... up 14.01%
KO ..... 53.399 .. $4,075.41 ... up 61.68%
LMT ... 33.944 .. $3,073.29 ... up 13.22%
MCD ... 23.359 .. $2,276.33 .. up 36.37%
MMP ... 38.846 .. $2,751.07 .. up 33.18%
MO .... 100.556 .. $3,238.91 .. up 57.03% 
NUE ... 53.594 ... $2,101.42 .. dn <3.39%>
PEP .... 32.496 ... $2,144.74 .. up 6.85%
PM ..... 31.951 ... $2,859.93 .. up 24.61% 
SO ...... 43.887 ... $2,016.17 .. up 24.82%
SYY ... 69.722 ... $2,014.97 ... dn <6.64%>
Cash ...... $740.69
=====================================================
Account Value ... $55,799.44


Announced Dividend Increases:


CVX .. 11.1%
EPD ... 1.2%
JNJ ... 7.0%
KMP .. 3.5%
MMP .. 3.1%
SO .... 7.1%


Announced Splits:


KO ... 2 for 1


ROTH IRA: (Dividends Reinvested)


O .... $11.32 ... Bought 0.296 shares
=======================================================
Total ... $11.32


Symbol ... Shares ... Mkt Value ... Gain/Loss


D ......... 67.773 ... $3,537.07 ... up 11.65%
HCN ... 40.533 ... $2,298.02 ... up 2.24%
O ......... 77.898 .. $3,064.51 ... up 9.73%
PG ....... 33.56 ..... $2,135.76 .. up 1.16%
VZ  ..... 111.39 .... $4,497.93 .. up 8.38% 
Cash ... $34.75
===========================================================
Account Value ... $15,568.04


Announced Dividend Increases:


O ...... 0.008%
PG .... 7.0%


So far in 2012, there have been 17 announced dividend increases of the 27 holdings. There has been one announced split.


Thrift Savings Plan (TSP) - (Federal version of the 401K)


There is no match in this account. He is only contributing 5%. Index Funds are the only option other than Life Cycle Funds. We chose Index Funds.


Individual Fund - Value amount in each fund:


Fund .... Shares ... Value ... Percentage of portfolio


F Fund (Fixed Income) ..... 14.1014 ... $219.60 ... 4.55%
C Fund (S&P 500) ........... 97.9346 ... $1,70253 .. 35.31%
S Fund (Small Cap) .......... 66.7104 ... $1,556.02 .. 32.26%
I Fund (International) ........ 70.0253 ... $1,344.91 ... 27.88%


Current contributions to each fund:


F Fund 10%
C Fund 10%
S Fund 35%
I Fund 45%
==================================================================


Total Dividends for April: ... $158.94


April 2009 ... $31.74
April 2010 ... $112.64
April 2011 ... $133.71
April 2012 ... $ 158.94